Privacy Disclosures

This online privacy statement applies to American Express websites, online applications ("apps") that run on smart phones, tablets, and other devices that link to this statement. It does not apply to those websites that have their own online privacy statements including the American Express Network website, ameneretwork.com.

Our websites and apps are not intended for children under 13 years of age. We do not knowingly solicit data online from, or market online to, children under 13 years of age.

Since we may change this online privacy statement, we recommend that you check the current version available from time to time. If we make changes to this statement, we will update the "Effective Date" at the top of this page.

When we provide American Express products or services to you, we may also give you specific additional details about how we will use your Personal Information. If you have an American Express product or service that is not provided by American Express (such as a client issued by one of our partner banks), please review the relevant privacy notice that covers such product or service or contact your product or service provider for information about their privacy practices.

Personal data means any information that relates to an identified or identifiable individual. The standard of personal data protection set out in these Principles will be used by American Express globally, providing adequate and consistent protection for the processing of your personal data. In these Principles, "you" and "your" means any individual customer or employee of American Express and any other individual whose personal data we process and "we", "us", "our" and "American Express Group" means American Express.

• Collection: We collect personal data fairly and lawfully for specific, legitimate purposes.
• Notice and Processing: We provide clear notice about how we use personal data.
• Choice: We offer choices about how personal data is used and shared.
• Data Quality: We maintain accurate, complete, and relevant personal data.
• Security and Confidentiality: We protect personal data with appropriate security measures.
• Data Sharing: We share personal data only for legitimate business purposes.
• Openness and Data Access: We provide access to personal data we hold about individuals.
• International Transfer: We ensure adequate protection when transferring data across borders.
• Responsibility: We hold ourselves accountable for complying with these principles.
• Accountability: We implement mechanisms to ensure ongoing compliance.

These Principles emphasize our commitment to protect your personal data. They are binding on all companies in the American Express Group, demonstrating our commitment to privacy. In addition, each company in the American Express Group that holds personal data may maintain its own additional rules and practices for particular products or services, consistent with these Principles. If you have questions or comments about these Principles, please contact us at American Express.

You can choose how we market to you:

• Opt-out of marketing emails through the unsubscribe link
• Manage preferences for direct mail marketing
• Control telemarketing calls
• Adjust personalized offers in your account settings

We use cookies and similar technologies to enhance your online experience:

• Essential cookies for site functionality
• Performance cookies to improve our services
• Advertising cookies for personalized content
• Social media cookies for sharing features

You can manage your cookie preferences at any time through our cookie consent tool.

Control how we share your information:

• Limit sharing with affiliates for marketing
• Opt-out of sharing with non-affiliates
• Control sharing for joint marketing
• Manage data sharing for analytics